Consumer Credit

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Summary

The G.19 Statistical Release, "Consumer Credit," reports outstanding credit extended to individuals for household, family, and other personal expenditures, excluding loans secured by real estate. Total consumer credit comprises two major types: revolving and nonrevolving. The G.19 also reports selected terms of credit, including interest rates on new car loans, personal loans, and credit card plans at commercial banks. The G.19 also includes series that measure the terms of credit for new motor vehicle loans at finance companies.

Agency Fed
Data Checkup

Historical Data Availability

No Known Issue

Future Data Availability

No Known Issue

Data Quality

No Known Issue

Statutory Context

Moderate Risk
Statutory authorization is vague, but information is required to support a principal federal economic indicator.

Staffing and Funding

Moderate Risk
The Federal Reserve chair announced plans for a 10% reduction in staffing in 2025 and 30% reduction in the Supervision and Regulation Division.

Policy

No Known Issue
Last updated: 2026-06-23

Details

OMB Control Numbers 7100-0085 , 7100-0005
Authorizing Statutes 12 USC 225a, 12 USC 248(a)
Related ICRs
Reference Number Title Agency Status Request Type
202405-7100-004 Quarterly Report of Interest Rates on Selected Direct Consumer Installment Loans; Quarterly Report of Credit Card Plans FRS Active
Extension without change of a currently approved collection
202503-7100-010 Domestic Finance Company Report of Consolidated Assets and Liabilities FRS Active
No material or nonsubstantive change to a currently approved collection
202508-7100-005 Domestic Finance Company Report of Consolidated Assets and Liabilities FRS Active
No material or nonsubstantive change to a currently approved collection
202603-7100-008 Domestic Finance Company Report of Consolidated Assets and Liabilities FRS Active
No material or nonsubstantive change to a currently approved collection
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